Health & Wellness

Health & Dental Plan Information:

Health & Dental   |   What Is It   |   Why Do You Have It   |   What’s Covered   |   How Do I Use It   |   Can I Opt Out   |   How Do I Get My Benefits Card   |   Can I Add On Family Members   |   FAQ   |   MyWellness   |   On Site Dental Hygienist

The BCIT Student Association is dedicated to supporting student health and wellbeing.

We do this by providing eligible students with a Health and Dental insurance plan, as well as by offering a variety of programs and services designed to promote a healthy lifestyle and to bring awareness to physical and mental wellness.

Health and Wellness events sponsored by the SA fun and informative and include:

  • Zen Lounge – Stressed out? Relax with a FREE massage!
  • Speak Up Speak Out – a three day informative mental health awareness campaign packed with lots of fun activities
  • Doggy De-Stress Day  Research has shown that spending time with a furry friend can improve your mood and reduce stress. What better way to relieve some of the stress and anxiety of exams than to spend a few minutes enjoying the company of some cute and cuddly dogs?
  • Brush it Off – Paint Night at the Pub
    Come relax and release your inner Picasso with monthly art therapy at Habitat! We provide the paint, brushes, aprons, canvases, and you get to take your masterpiece home. For the next event date, please check our Events Calendar or visit the Student Association Centre in SE 2. Tickets are $5 and can be purchased at the SA Centre. Click here to Sign up
  • QPR (Question, Persuade, Refer) – a 60 minute suicide prevention training course. According to the 2013 National College Health Assessment, approximately 1 in 10 Canadian post-secondary students report that they seriously considered suicide in the last 12 months. Join the BCIT community effort to help save lives from the most preventable kind of death. To sign up, drop by the Student Association Centre in SE 2, or e-mail Healthandwellness@bcitsa.ca
    QPR Sign Up

You can find out more information on our special events on our events calendar.

Healthy eating is important for your overall health and ability to perform at BCIT. Check out our Farm Fresh produce program or take part in our Crash Course Cooking program! In addition to this, we are excited to be able to offer a Student Breakfast Club and Fresh Fruit Fridays. Click here for details.

If you have any questions about the SA’s Health and Wellness initiatives, you can visit our Health and Wellness Coordinator at the Student  Association Centre (SAC) in SE2, Burnaby Campus.

Health and Dental

 

For all the information you need about the BCITSA Health and Dental plan, visit:

www.mystudentplan.ca/bcit

Josey Corado – Health & Dental Plan Coordinator

Email: healthplan@bcitsa.ca (for specific enquiries regarding your personal coverage)

Phone: 604.456.8056 (for general enquiries)


What is the BCITSA Health & Dental Plan?

  • It is an affordable, uniquely designed Extended Health and Dental benefits plan for BCIT students.
  • Created to cover what MSP does not
  • It is mandatory for all full time BCIT students enrolled in programs 16 weeks or longer
  • A mandatory plan means the cost to students is up to 5 times cheaper than taking out an individual policy
  • It is NOT a replacement for MSP coverage and needs to be used in tandem

Why do you have it?

  • To help minimize the financial burden for students who suffer illness or injury while studying
  • Requested by the student body
  • Voted in by referendum
  • The more students enrolled in a group policy means it costs less for the students!

 

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What’s covered?

Some of the most commonly used services include:

  • Prescription Drugs
  • Dental Coverage at up to $750 per benefit year
  • Optical (including $150 towards eye glasses or contact lenses every 24 months)
  • Allied Health Professionals (Physio, Chiro, Psychologist and more!)
  • Medical equipment (orthotics, braces and more!)
  • Travel Insurance
  • Ambulance cover

For comprehensive details on the policy please visit www.mystudentplan.ca/bcit

How do I use it?

Our Insurance provider is Great West Life, who will receive and process your claims.

IMPORTANT – There is an 8 week validation period from the start date of your program at BCIT where you will not be able to submit claims. Hold onto the original copies of your receipts and submit them after the validation period has finished to Great West Life.

It is easy to make a claim! You can submit electronically to our provider Great West Life by going through www.mystudentplan.ca/bcit OR you can download the hard copy form from the same web address.

There is even a mobile app to make claims with ‘Great West Life GroupNet’! GroupNet is free to download to iPhone, Android or Blackberry.

To register for electronic claims you will need the following:

  • Your plan number is 330828
  • Your policy number is your BCIT Student ID number without the letter ‘A’

You can register for a Benefits Card online which can be used for Pharmaceutical claims or at a Dental provider. With this card you receive your discount at the counter which means less cash out of your pocket!

NOTE: You will need to register for BC Fair Pharmacare to receive your Benefit Card. To find out more visit https://pharmacare.moh.hnet.bc.ca/ or phone 1.800.663.7100 for assistance.

For any claims related enquiries you can contact Great West Life directly on 1.800.957.9777

For all other enquiries about your coverage, come visit the Health and Dental office in SE2 building of the Burnaby Campus or email us: healthplan@bcitsa.ca

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Can I Opt Out of the plan?

The plan is a great deal for students, and you can co-ordinate your benefits with any existing policy you have to pay up to 100% for eligible products and services.

Although we encourage you to stay on the plan, you are able to ‘opt out’ only IF:

  • You have comparable health and dental coverage under another policy

AND

  • You have applied to opt out within 30 days of your program start date at BCIT

IMPORTANTThe 30 day deadline for opting out is non-negotiable so don’t be late! Any eligible student who fails to opt-out within this deadline will not be refunded the health plan fee assessed with tuition, and will be enrolled in the plan.

To Opt out… you can submit an application online at www.mystudentplan.ca/bcit by finding the ‘waiver’ form under the ‘Opt-out/enrol’ banner.

You can also bring the form to the BCITSA Health and Dental office in SE2, along with proof of comparable coverage, to proceed with the ‘opt out’.

Some Aboriginal Students may have comparable coverage from their First Nations band and/or sponsorship agency, and as such may be eligible to opt-out of the Student Health Plan. Be sure to provide all necessary documents before the 30 day opt-out deadline. Visit us at the SA Centre in SE2 for more information.


Can I add on family members?

Family members (limited to spouse and dependants) can be added onto your Health and Dental Plan!

IMPORTANT – You only have 30 days from the start date of your program to add family members to your policy, so don’t be late!

Visit www.mystudentplan.ca/bcit to download the family add-on form and take it to the BCITSA Health and Dental office in SE2.

Payment must be made in full at the BCITSA Health and Dental plan office by certified cheque, money order or cash only – Sorry no debit or credit cards.

 

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How do I get My Benefits card?

Registering for a Benefits card isn’t necessary to start using your plan, however it makes claiming a lot easier!

With a Benefits Card, the amount you are covered for will automatically be taken off your bill at the counter when purchasing eligible prescription drugs or visiting the dentist.

This means less cash out of your pocket and no need to submit a claim later!

You can register for a benefit card at www.mystudentplan.ca/bcit or drop into the BCITSA Health and Dental office in SE2.

NOTE: You will need to register for ‘BC Fair Pharmacare’ to receive your Benefit Card. To find out more visit http://pharmacare.moh.hnet.bc.ca or phone 1.800.663.7100 for assistance.

BCITSA Student Health Plan FAQ

Am I covered under the BCITSA Student Health and Dental plan?

To be eligible, you must be enrolled in an applicable full-time program of 16 weeks or longer. It is your responsibility to know when your coverage starts and ends. You are able to check this at my.bcit.ca under your registration fees. It is also mandatory for you to have basic medical coverage such as a BC Care Card (MSP/Services Card/Personal Health Number), Student Guard (Guard Me) or comparable coverage from your country or province of origin

What is MSP?

MSP stands for Medical Services Plan of British Columbia. After receiving your Personal Health Number (Services Card/Care Card), you qualify for basic medical coverage that includes doctor’s appointments, medical tests, hospital stays, etc. It is your responsibility to be in good standing with your MSP as the BCITSA Student Health Plan does not cover this expense for you

What is Pharmacare? Why do i need to sign up for it to get my Benefits Card?

Fair Pharmacare is a prescription assistance program set up by the BC government to help with the cost of prescriptions. By signing up, you are getting better prescription coverage and are ultimately helping decrease the cost of the plan.

To learn more visit the BC Ministry of Health Pharmacare page.

As an International Student, am I eligible for coverage?

Yes! You are covered under the plan as long as you fill the eligibility criteria and have basic medical coverage. If you don’t have basic medical coverage, you can purchase Student Guard (Guard Me) through the International Student Office and/or sign up for MSP within three months of moving to BC. To pick up your benefit card, please show your study permit with your basic medical insurance at the BCITSA Health and Dental Office.

As a part-time student, am I eligible for coverage?

Part-time students and students in full-time programs less than 16 weeks are not eligible for the BCITSA Health and Dental plan. If you enroll in a full-time applicable program in the future, you will automatically be on the plan when you are assessed in your registration fees. To purchase interim Optional coverage please refer to the following link: https://www.mystudentplan.ca/bcit/Purchase-optional-coverage

What does the BCITSA Student Health and Dental Plan cover?

The plan covers

  • Extended Health
  • Pharmaceutical
  • Optical
  • Dental
  • Travel Insurance

For a complete list of covered expenses and amounts please view here or download a travel insurance booklet; please view here

Where can I use my BCITSA Student Health and Dental Plan Benefits Card?

You can use myBenefits card at any Pharmacy or Dental Office that uses electronic billing and your percentage of reimbursement will be taken off at source. You will not have to pay out your own money nor go through a receipt process for these services. The Extended Health and Optical coverage on your plan generally does not use the Benefit Card and you usually have to pay up front for these services and go through a receipt process, however, always ask if you can use your card.

How do I get my BCITSA Student Health and Dental Plan Benefits Card?

The myBenefits Card is an important piece of identification that will ease access to your benefits. All eligible students can complete the myBenefits Card Registration Form. This multi-purpose card provides your policy information for submission of claims at both the Pharmacy and the Dental Office.

To obtain your myBenefits Card you must first register for BC Fair Pharmacare.

You have several options for applying for your Benefit Card. Once you establish that you are eligible, download the form here or pick it up at the BCITSA Health and Dental Plan office and:

  • Scan and email it to healthplan@bcitsa.ca
  • Fax it to 604.434.5726
  • Drop in to the BCITSA Health and Dental plan office @ Rm 286- Student Association Centre, second floor of the SE2 Building, 3700 Willingdon Ave. Burnaby, BC with your picture ID and the completed form
  • You can also apply online here

Students are able to pick up their myBenefits Card at any time during their benefit year. It usually takes about 48 hours to process a benefit card application in person, by email, by fax or online. myBenefits Card for mail out are subject to Canada Post time frames

Is my family covered under the BCITSA Student Health Plan?

You have 30 days from the start date of your program, once per year, to add your spouse and/or dependents to the BCITSA Student Health and Dental Plan (or within 30 days of loss of comparable coverage at any time during your benefit year)

After this 30 day time frame, “Add-Ons” cannot be processed.

YOU REQUIRE THIS FORM:
Student Benefits Family Add-on Form & Receipt

COST:
Family Add-On download

Is my common-law spouse/partner eligible for coverage?

They are not automatically on the plan but you can add them as long as you have been living with them for twelve months or longer. See above: “Is my family covered under the BCITSA Student Health Plan?” in the FAQs for details on adding family members.

I opted out of the plan, but now I would like coverage again. How do I opt-in?

If you have previously opted out of the plan, you can opt-in within 30 days of your program start date every year. You may also opt-in within 30 days of losing your comparable other coverage. To opt-in, fill out this form. Then bring the form to the BCITSA Student Health Plan office in SE2 Room 286. Please come by the office or email us at healthplan@bcitsa.ca ahead of time for a quote on the cost of opting back in and information on payment methods

I already have coverage, what should I do?

You can either coordinate between both of your plans for better coverage (100% in some cases) or Opt-out of the plan.

Students have four options available for opting out – once per year – within 30 days from their program start date. Download the Student Benefits Waiver Form here or pick it up at the BCITSA Health and Dental Plan office and:

  • Drop in to the BCITSA Health and Dental Plan Office – located in Room 286- Student Association Centre, second floor of the SE2 Building, 3700 Willingdon Ave. Burnaby, BC –  pick up the Waiver/Opt out form, and submit with their BCIT ID, letter of acceptance or picture ID and proof of comparable other coverage in Extended Health and Dental.
  • Scan the Waiver/Opt Out form, with proof of comparable other coverage in Extended Health and Dental and email to healthplan@bcitsa.ca
  • Fax the Waiver/Opt Out form, with proof of comparable other coverage in Extended Health and Dental to 604.434.5726
  • Opt out online with proof of comparable other coverage in Extended Health and Dental here

IMPORTANT: Students have 30 days from the start of their program, once per year, to opt out of the BCITSA Student Health and Dental Plan, with a completed Waiver/Opt Out form and one of the following proofs of comparable other coverage:

  • Extended Health and Dental benefits card
  • Photocopy of Extended Health and Dental benefits card
  • Letter from insurance provider OR employer stating Extended Health and Dental coverage with policy numbers

I don’t have existing coverage… Can I still opt-out of the BCITSA Student Health Plan?

If you do not have comparable coverage through another provider, you cannot opt out. If you already have coverage through your parents, spouse, or work, you can opt out.

Do you have unanswered questions?

Stop by SE2 Room 286 (Student Association Centre) with your picture ID (BCIT ID, passport, BC ID, or Driver’s License) or email us at healthplan@bcitsa.ca with your full name, BCIT ID number, date of birth and question/s.

If you have a generic question about the plan (account-specific questions cannot be answered over the phone for privacy reasons), you can also call the BCITSA Student Health Plan Office at 604.456.8056.

 

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Services on Site

It’s covered under your healthcare plan!

Dental Hygienist

If you’re on the BCIT student health plan then come and get your teeth cleaned right here in the Student Association Centre in SE2, and bring a perfect smile to your job interview or presentation.

Cleanings are every weekday, starting in September. Sign up online (see link below), or at the Student Association Centre to ensure you don’t miss out!

Book an Appointment